ISM Relief for Food and Rent
By Rob Wrubel, CFP® I said it before and I’ll say it again as I am still in shock. The Federal government made something easier and better for families with…
What’s Your Number?
By Rob Wrubel, CFP® Do you have a dollar amount in mind that will bring you financial peace? A total number of your bank, investment, retirement accounts and other assets…
Olympic Fever
By Rob Wrubel, CFP® The Olympics rarely left my TV screen during the first two weeks of August. The beach volleyball stadium with the Eiffel Tower in the background was…
Acorns To Trees – Choose Accounts for Funding Trusts
By Rob Wrubel, CFP® The squirrels in my back yard hunting for their stored food as Spring comes to Colorado. Every day I see them out there digging here and…
Exciting Benefit Updates Are In the Works
Cheeseburger inflation is making me mad. If you know me, you know I love a good cheeseburger. Actually, I love almost any cheeseburger. Don’t tell my cardiologist and keep it…
The Magic of Compound Interest
Fans of the Harry Potter book series know about Hermione’s beaded handbag that shows up in the final book. If you aren’t a Harry Potter reader, then maybe it’s time…
Cash, Credit Cards and Your Special-Needs Trust
Last Tuesday, Owen went to a movie at the theater down the block from where he lives and on the way home stopped at his local grocery store to get…
Food on the chopping block?
Sit down before reading this as you are going to be shocked. Rules for keeping governmental benefits could get easier. Yes, easier. Families with special-needs members are used to navigating…
Can I spend money in a Special-Needs Trust?
Can you imagine saving money into an account for years or decades and then not be able to use it? Seems like a lousy deal, right? It does not happen…
Good news on ABLE Accounts
One of the unique challenges we have as families with a special-needs member centers around maintaining eligibility for benefit programs. Supplemental Security Income, arguably the most important of those benefits,…
The Bank Resource Shuffle
Maybe I’ve watched too many episodes of Ozark this year but for some reason I feel like I’m talking more and more to people about moving money around to avoid…
Calling for help
Rob Wrubel, CFP® Take this easy test. I promise, it’s easy. There won’t be any calculations regarding trains leaving from Station A or B. Your glasses break. Who do you…