Fly Me to the Moon
“Fly me to the moon, let me play among the stars.” Frank Sinatra sung that great song in August of 1964 when the space program and dreams of setting foot on…
Life Insurance Basics
When I was younger, I loved reading the stories of the Greek gods. The gods had a majesty to them. They could go anywhere, change shape and wield great power.…
Are family money messages holding you back?
A client was in the office recently and as we reviewed her retirement plan, she made one comment that stood out. She said, “My family always told me I’d never…
Are you on track?
Puzzles. Symphonies. Synchronized swim events. The car you drive. What do these have in common? They are made up of many pieces, each of them requiring mastery, that blend together…
Tips on stimulus payments
CARE Act stimulus checks went out in April and families with special-needs members are asking questions about how to handle the funds. Last week, a mom called wondering what to…
Taffy pulling
As a parent of three children, one of whom has Down syndrome, there are many times that I feel like a piece of taffy in a candy factory – pulled…
Special needs planning
Future planning – choosing between fear and courage
Last month, I spoke at the National Down Syndrome Society’s adult conference in Detroit to a room of parents with adult children with Down syndrome. Some families were still figuring…
Puzzle pieces
Complete pictures help solve puzzles
My family and I spent some time working on puzzles over winter break. We had time, it was cold outside and needed something to do. Have you ever tried putting…
My child owns a condo…
A safe and permanent home is right at the top of the list of wishes most parents have for their family member with special needs. We give that to our…
QDE - education
Spending ABLEs – What’s a QDE anyway?
The ABLE Act changed the way we think about saving and spending money for our family members with special needs. For the first time, we can now have a simple,…
Starting to design – your DreamList
“Starting to Design” is the second Building Block in my Blueprints series of workshops and the second chapter of my book, Financial Freedom for Special Needs Families. This Building Block…
special needs planning mistakes
A $250,000 Mistake
Why would any investor seek to gain 7% on their portfolio only to have 25% of their investments go to waste? Similar scenarios play out in my office on a…