Time for Action
By Rob Wrubel, CFP ® Startling changes coming from Washington DC are on track to happen in 2025. How these impact families with special-needs members, benefits for individuals with a…
Think Like a Young Warren Buffett
Think Like a Young Warren Buffett By Rob Wrubel, CFP® Bill Gates fortune came by starting a small software company called Microsoft. Sam Walton went into the grocery business. Another…
Funding a Special-Needs Trust with a Survivor Benefit Plan
Funding a Special-Needs Trust with a Survivor Benefit Plan By Rob Wrubel, CFP® An estimated 20 percent of military-connected children have special needs, according to the National Institutes of Health, and…
ISM Relief for Food and Rent
By Rob Wrubel, CFP® I said it before and I’ll say it again as I am still in shock. The Federal government made something easier and better for families with…
What’s Your Number?
By Rob Wrubel, CFP® Do you have a dollar amount in mind that will bring you financial peace? A total number of your bank, investment, retirement accounts and other assets…
Olympic Fever
By Rob Wrubel, CFP® The Olympics rarely left my TV screen during the first two weeks of August. The beach volleyball stadium with the Eiffel Tower in the background was…
Acorns To Trees – Choose Accounts for Funding Trusts
By Rob Wrubel, CFP® The squirrels in my back yard hunting for their stored food as Spring comes to Colorado. Every day I see them out there digging here and…
Exciting Benefit Updates Are In the Works
Cheeseburger inflation is making me mad. If you know me, you know I love a good cheeseburger. Actually, I love almost any cheeseburger. Don’t tell my cardiologist and keep it…
The Magic of Compound Interest
Fans of the Harry Potter book series know about Hermione’s beaded handbag that shows up in the final book. If you aren’t a Harry Potter reader, then maybe it’s time…
Tips on stimulus payments
CARE Act stimulus checks went out in April and families with special-needs members are asking questions about how to handle the funds. Last week, a mom called wondering what to…
Taffy pulling
As a parent of three children, one of whom has Down syndrome, there are many times that I feel like a piece of taffy in a candy factory – pulled…
Special needs planning
Future planning – choosing between fear and courage
Last month, I spoke at the National Down Syndrome Society’s adult conference in Detroit to a room of parents with adult children with Down syndrome. Some families were still figuring…